Tier 1: Mediflex Primary Care The purpose of the Mediflex Primary Care loan is to finance proactive health and wellness, preventative care, and routine medical needs. This loan is intended to help individuals afford the ongoing costs of staying healthy and managing basic, non-emergency health concerns. Specific Purposes: To pay for annual physical examinations and routine health screenings. To cover the costs of basic dental, vision, and mental health services. To finance fitness memberships and ongoing therapy sessions. To support the financial needs related to maternity services. Tier 2: Mediflex Secondary Healthcare The purpose of the Mediflex Secondary Healthcare loan is to provide financial assistance for more specialized and acute medical conditions that are not life-threatening but require more than routine care. This loan is designed to help individuals cover the costs of unexpected injuries, advanced diagnostic tests, and specific, non-routine treatments. Specific Purposes: To fund the costs associated with childbirth. To pay for treatments related to respiratory issues and severe infections. To finance major dental work and fertility treatments. To cover the costs of rehabilitation services and advanced diagnostic imaging. Tier 3: Mediflex Tertiary Care The purpose of the Mediflex Tertiary Care loan is to provide substantial financial support for the most complex, serious, and life-altering medical procedures. This loan is intended to ease the significant financial burden associated with advanced surgeries, critical illnesses, and specialized long-term care. Specific Purposes: To cover the high costs of cancer treatments and organ transplants. To finance major surgeries, such as brain, heart, or kidney procedures. To pay for advanced medical procedures and care for rare or severe diseases. To assist with the costs of cosmetic surgery and reconstructive procedures.

GRAINS: Rice, Corn, Beans, Soybean AQUACULTURE: Tilapia, Shrimp VEGETABLES: Broccoli, Sweet pepper, Cauliflower, Carrot, Cilantro, Habanero, Tomatoes, Lettuce, Cabbage ROOTS AND TUBERS: Potato, Cassava, Cocoyam FRUIT TREES: Soursop, Citrus, Pineapple, Coconut, Pitahaya, Plantain LIVESTOCK: Cattle, Swine, Sheep, Poultry, Bees & Honey SUGARCANE

LICU launched its Back to School Loan Promotion on June 1, 2024. This loan is designed to help our members cover educational expenses.

Flash Cash is a facility for members. It provides a preset borrowing limit that can be topped up after it is repaid.

LICU’s Student Loan program is specifically designed for students aiming to pursue further studies after Primary School. Through this program we will assist members to pursue their studies within Belize, regionally and internationally.

This loan product was designed specifically to assist our sugar cane farmers to achieve higher yields from their sugar cane production, and assist them to become financially stable.

We all have the chosen beach, the resort, and the much-needed vacation of our dreams and LICU is here to provide the funds to get there. Close your eyes and say LICU take me there, and we can make it possible with our Easter Loans. Make your dreams a reality and start planning for the following year.

Regardless of the circumstances, Christmas is still Christmas. Being in family, with health and life are things to be grateful, and we want to ensure that you can access cash for the celebrations. LICU’s Holly Jolly loans can help you have a merrier Christmas every year!

With the many effects of COVID-19 and the current economic situation, we have noted in many instances that many of our members are trying to consolidate their debts since their income was reduced. In light of this, a proposal for a Debt Consolidation Loan Product was made to the Board of Directors and the Credit Committee and we are pleased to inform you that it was approved. We are hoping that with this loan product, we will be able to assist many of our members. The Consolidation of 2 or more loans can be done depending on the financial status of each member.

Our lowered interest rate creates affordability and financial stability while increasing the probability of full repayment and as such full home ownership. Not only is our interest rate already low, but it is also FIXED over the life of the loan and is charged on the reducing balance. This means that you not only pay less interest overall, but you actually pay less and less interest over time as your loan balance goes decreasing.

Businesses, big and small are the fuel of our country and are important for us at LICU. La Immaculada Credit Union also started as a small institution with a cooperative vision and thanks to you, we are now a thriving, profitable and accountable Financial Institution. LICU is here to help your business grow with our MSME Boost financing loans. We are your road to financial prosperity, let us grow together!!