Borrowing Intelligently is Important
Take control of your money and future by learning the basics of finances. Our Online Learning Modules will help you to be more financially savvy and confident in managing your money right!
CRESAP Loans
GRAINS: Rice, Corn, Beans, Soybean
AQUACULTURE: Tilapia, Shrimp
VEGETABLES: Broccoli, Sweet pepper, Cauliflower, Carrot, Cilantro, Habanero, Tomatoes, Lettuce, Cabbage
ROOTS AND TUBERS: Potato, Cassava, Cocoyam
FRUIT TREES: Soursop, Citrus, Pineapple, Coconut, Pitahaya, Plantain
LIVESTOCK: Cattle, Swine, Sheep, Poultry, Bees & Honey
SUGARCANE
LICU Back To School Loan
LICU launched its Back to School Loan Promotion on June 1, 2024. This loan is designed to help our members cover educational expenses.
Flash Cash
Flash Cash is a facility for members. It provides a preset borrowing limit that can be topped up after it is repaid.
LICU – Student Loan Program
LICU’s Student Loan program is specifically designed for students aiming to pursue further studies after Primary School. Through this program we will assist members to pursue their studies within Belize, regionally and internationally.
Sugar Cane Replanting Program
This loan product was designed specifically to assist our sugar cane farmers to achieve higher yields from their sugar cane production, and assist them to become financially stable.
Easter Loans
We all have the chosen beach, the resort, and the much-needed vacation of our dreams and LICU is here to provide the funds to get there. Close your eyes and say LICU take me there, and we can make it possible with our Easter Loans. Make your dreams a reality and start planning for the following year.
Personal/ Consumer Loans
Holly Jolly Loans
Regardless of the circumstances, Christmas is still Christmas. Being in family, with health and life are things to be grateful, and we want to ensure that you can access cash for the celebrations. LICU’s Holly Jolly loans can help you have a merrier Christmas every year!
Debt Consolidation Loans
With the many effects of COVID-19 and the current economic situation, we have noted in many instances that many of our members are trying to consolidate their debts since their income was reduced. In light of this, a proposal for a Debt Consolidation Loan Product was made to the Board of Directors and the Credit Committee and we are pleased to inform you that it was approved. We are hoping that with this loan product, we will be able to assist many of our members. The Consolidation of 2 or more loans can be done depending on the financial status of each member.
Hogar Loans
Our lowered interest rate creates affordability and financial stability while increasing the probability of full repayment and as such full home ownership. Not only is our interest rate already low, but it is also FIXED over the life of the loan and is charged on the reducing balance. This means that you not only pay less interest overall, but you actually pay less and less interest over time as your loan balance goes decreasing.
MSME Loans
Businesses, big and small are the fuel of our country and are important for us at LICU. La Immaculada Credit Union also started as a small institution with a cooperative vision and thanks to you, we are now a thriving, profitable and accountable Financial Institution.
LICU is here to help your business grow with our MSME Boost financing loans. We are your road to financial prosperity, let us grow together!!