Borrowing Intelligently is Important

Take control of your money and future by learning the basics of finances. Our Online Learning Modules will help you to be more financially savvy and confident in managing your money right!

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CRESAP Loans

GRAINS: Rice, Corn, Beans, Soybean AQUACULTURE: Tilapia, Shrimp VEGETABLES: Broccoli, Sweet pepper, Cauliflower, Carrot, Cilantro, Habanero, Tomatoes, Lettuce, Cabbage ROOTS AND TUBERS: Potato, Cassava, Cocoyam FRUIT TREES: Soursop, Citrus, Pineapple, Coconut, Pitahaya, Plantain LIVESTOCK: Cattle, Swine, Sheep, Poultry, Bees & Honey SUGARCANE
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LICU Back To School Loan

LICU launched its Back to School Loan Promotion on June 1, 2024. This loan is designed to help our members cover educational expenses.
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Flash Cash

Flash Cash is a facility for members. It provides a preset borrowing limit that can be topped up after it is repaid.
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LICU – Student Loan Program

LICU’s Student Loan program is specifically designed for students aiming to pursue further studies after Primary School. Through this program we will assist members to pursue their studies within Belize, regionally and internationally.
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Sugar Cane Replanting Program

This loan product was designed specifically to assist our sugar cane farmers to achieve higher yields from their sugar cane production, and assist them to become financially stable.
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Easter Loans

We all have the chosen beach, the resort, and the much-needed vacation of our dreams and LICU is here to provide the funds to get there. Close your eyes and say LICU take me there, and we can make it possible with our Easter Loans. Make your dreams a reality and start planning for the following year.
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Personal/ Consumer Loans

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Holly Jolly Loans

Regardless of the circumstances, Christmas is still Christmas. Being in family, with health and life are things to be grateful, and we want to ensure that you can access cash for the celebrations. LICU’s Holly Jolly loans can help you have a merrier Christmas every year!
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Debt Consolidation Loans

With the many effects of COVID-19 and the current economic situation, we have noted in many instances that many of our members are trying to consolidate their debts since their income was reduced. In light of this, a proposal for a Debt Consolidation Loan Product was made to the Board of Directors and the Credit Committee and we are pleased to inform you that it was approved. We are hoping that with this loan product, we will be able to assist many of our members. The Consolidation of 2 or more loans can be done depending on the financial status of each member.
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Hogar Loans

Our lowered interest rate creates affordability and financial stability while increasing the probability of full repayment and as such full home ownership. Not only is our interest rate already low, but it is also FIXED over the life of the loan and is charged on the reducing balance. This means that you not only pay less interest overall, but you actually pay less and less interest over time as your loan balance goes decreasing.
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MSME Loans

Businesses, big and small are the fuel of our country and are important for us at LICU. La Immaculada Credit Union also started as a small institution with a cooperative vision and thanks to you, we are now a thriving, profitable and accountable Financial Institution. LICU is here to help your business grow with our MSME Boost financing loans. We are your road to financial prosperity, let us grow together!!

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Loan Payment Arrangements

Our valued members, if you are interested in making an arrangement in reference to your loan payments, feel free to contact any of the following numbers.

Help With Financing

In need of finance? contact any of these numbers, they are more than happy to walk you through the process to accessing a loan.

Belmopan Officers

2023 Saturday Opening Dates

January 28th, 2023
February 25th, 2023
March 25th, 2023
April 29th, 2023
July 1st, 2023
July 29th, 2023
August 26th, 2023
September 30th, 2023
October 28th, 2023
November 25th 2023

Repayment Calculator

Click on the loan type to access the corresponding calculator.

Note: This is an approximate estimation and is subject to change. You will know the actual monthly repayment amount when you meet with a Loan Officer.

5:44 am
December 21, 2024
Monday 8:00 AM - 3:00 PM
Tuesday 8:00 AM - 3:00 PM
Wednesday 8:00 AM - 1:00 PM
Thursday 8:00 AM - 3:00 PM
Friday 8:00 AM - 3:00 PM
Saturday See Schedule
Sunday Closed

ATM Locations

St. Francis Xavier Credit Union

  • 79 5th Avenue
  • Sarteneja Village

La Inmaculada Credit Union

  • 5 Park Street, Orange Walk Town

Heritage Bank Ltd.

  • 88 Belize Corozal Road
  • 42 San Antonio Road, Orange Walk Town

Heritage Bank Limited

  • 106 Princess Margaret Drive
  • 21 Albert Street
  • Provident Center, 43 Barrack Road, Belize City
  • Ladyville Industrial Estate, Mile 9 Philip Goldson Highway, Ladyville

UNO Boulevard Service Station

  • Cemetery Road, Belize City

Shell One- Stop Gas Station

  • Cemetery Road, Belize City

PUMA Gas Station

  • Freetown Road, Belize City
  • Fabers Road

Holy Redeemer Credit Union

  • 1 Hydes Lane, Belize City

St. John’s Credit Union

  • 4 Basra Street, Belize City

National Bank of Belize Limited

  • Regent Street, Belize City

Tropicana Casino

  • Newtown Barracks

100 Service Station Ltd

  • 517 Vernon Street

24/7 Gas Station

  • Lord’s Bank Cut-off, Ladyville, Belize District

Ladyville Shell Service Station

  • 8 1/ 2 Miles Phillip Goldson Highway, Ladyville, Belize District

San Ignacio ATMs

Heritage Bank Ltd.

  • Savannah Street

PUMA Chuc Service Station

  • Bullet Tree

St. Martins Credit Union

  • Forest Dr/Hummingbird Highway

Santa Elena ATMs

Heritage Bank Ltd.

  • 241 Red Creek, George Price Highway

Benque Viejo ATMs

Heritage Bank Ltd.

  • Churchill/Victoria Streets

Belmopan ATMs

Heritage Bank Ltd.

  • Market Square
  • Emporium Building
  • Puma Roaring Creek (Garbutt’s Service Station)

National Bank of Belize Limited

  • Forest Dr/Hummingbird Highway

St. John’s Credit Union

  • 76 Constitution Drive

Spanish Lookout ATMs

Heritage Bank Ltd.

  • Center Road

Pomona  ATM

CPBL Compound

  • 14 ½ Miles Stann Creek Valley Road

Dangriga ATMs

Heritage Bank Ltd.

  • Ecumenical Drive/Castillo Road
  • Commerce Street
  • SK Hardware Ltd/Santa Cruz Village
  • Kenny’s Store/San Juan Village

Independence ATMs

Heritage Bank Ltd.

  • 249 Fadden Avenue

Holy Redeemer Credit Union

  • Jane Usher Building, Fadden Avenue

Punta Gorda ATMs

Toledo Teachers Credit Union

  • Queen Street
  • Super 1 Center/Bella Vista Village

San Pedro ATMs

Heritage Bank Ltd.

  • 33 Barrier Reef

St. Francis Xavier Credit Union

  • Pescador Drive

Richies Supermarket

  • Corner of Pescador Drive & Laguna Drive

Island City Supermarket

  • Corner of Sea Grape & Coconut Drive

Captain Morgan Resort

  • Captain Morgan Resort

Caye Caulker ATMs

St. Francis Xavier Credit Union

  • Avenida Langosta

Caye Caulker Shopping Mart

  • Corner of Calle Aguado and Playa Asuncion

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