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Our members convenience is our priority


24-hour service was introduced at the Orange Walk Branch for deposits to be made to shares, loan payments, or savings.


It has been available to the LICU Membership since 2019 and is one of the most convenient and efficient methods to make payments and deposits at the member’s convenience.


All protocols and requirements apply when using this form of payment including the updating of account requirements.

A minimal fee of $1.00 applies per transaction.


The benefits are avoiding the long lines and the option to make payments 24 hours a day.



Payments for most bills e.g.  Utility, Cable, Internet, etc. can be made over the counter at Orange Walk and Belmopan Branch.


Top-up Services are also available for both Digicel and Smart.


The Parking lot counts with designated parking for disabled members and other members that require it.

LICU has sustained our partnership with RF&G in offering the in-house option for insurance coverage to our esteemed members to facilitate the loan process to ensure that their assets outside of LICU are safeguarded.



We promote thrift and savings to our future, our children.  LICU firmly believes that if good saving habits are formed at an early age, it will provide a solid foundation to start on the road to financial stability.

To facilitate the implementation of Credit Life Coverage required for loans above our coverage. Performed in house at affordable premiums.



An automated transfer system and central securities depository which is used to facilitate non-cash transactions.

Soon to offer services in 2022 -2023 using the cashless system in place under the National Payment System.

WhatsApp Numbers

Loan Payment Arrangements

Our valued members, if you are interested in making an arrangement in reference to your loan payments, feel free to contact any of the following numbers.

Help With Financing

In need of finance? contact any of these numbers, they are more than happy to walk you through the process to accessing a loan.

Belmopan Officers

2023 Saturday Opening Dates

January 28th, 2023
February 25th, 2023
March 25th, 2023
April 29th, 2023
July 1st, 2023
July 29th, 2023
August 26th, 2023
September 30th, 2023
October 28th, 2023
November 25th 2023

Repayment Calculator

Click on the loan type to access the corresponding calculator.

Note: This is an approximate estimation and is subject to change. You will know the actual monthly repayment amount when you meet with a Loan Officer.

7:00 am
December 21, 2024
Monday 8:00 AM - 3:00 PM
Tuesday 8:00 AM - 3:00 PM
Wednesday 8:00 AM - 1:00 PM
Thursday 8:00 AM - 3:00 PM
Friday 8:00 AM - 3:00 PM
Saturday See Schedule
Sunday Closed

ATM Locations

St. Francis Xavier Credit Union

  • 79 5th Avenue
  • Sarteneja Village

La Inmaculada Credit Union

  • 5 Park Street, Orange Walk Town

Heritage Bank Ltd.

  • 88 Belize Corozal Road
  • 42 San Antonio Road, Orange Walk Town

Heritage Bank Limited

  • 106 Princess Margaret Drive
  • 21 Albert Street
  • Provident Center, 43 Barrack Road, Belize City
  • Ladyville Industrial Estate, Mile 9 Philip Goldson Highway, Ladyville

UNO Boulevard Service Station

  • Cemetery Road, Belize City

Shell One- Stop Gas Station

  • Cemetery Road, Belize City

PUMA Gas Station

  • Freetown Road, Belize City
  • Fabers Road

Holy Redeemer Credit Union

  • 1 Hydes Lane, Belize City

St. John’s Credit Union

  • 4 Basra Street, Belize City

National Bank of Belize Limited

  • Regent Street, Belize City

Tropicana Casino

  • Newtown Barracks

100 Service Station Ltd

  • 517 Vernon Street

24/7 Gas Station

  • Lord’s Bank Cut-off, Ladyville, Belize District

Ladyville Shell Service Station

  • 8 1/ 2 Miles Phillip Goldson Highway, Ladyville, Belize District

San Ignacio ATMs

Heritage Bank Ltd.

  • Savannah Street

PUMA Chuc Service Station

  • Bullet Tree

St. Martins Credit Union

  • Forest Dr/Hummingbird Highway

Santa Elena ATMs

Heritage Bank Ltd.

  • 241 Red Creek, George Price Highway

Benque Viejo ATMs

Heritage Bank Ltd.

  • Churchill/Victoria Streets

Belmopan ATMs

Heritage Bank Ltd.

  • Market Square
  • Emporium Building
  • Puma Roaring Creek (Garbutt’s Service Station)

National Bank of Belize Limited

  • Forest Dr/Hummingbird Highway

St. John’s Credit Union

  • 76 Constitution Drive

Spanish Lookout ATMs

Heritage Bank Ltd.

  • Center Road

Pomona  ATM

CPBL Compound

  • 14 ½ Miles Stann Creek Valley Road

Dangriga ATMs

Heritage Bank Ltd.

  • Ecumenical Drive/Castillo Road
  • Commerce Street
  • SK Hardware Ltd/Santa Cruz Village
  • Kenny’s Store/San Juan Village

Independence ATMs

Heritage Bank Ltd.

  • 249 Fadden Avenue

Holy Redeemer Credit Union

  • Jane Usher Building, Fadden Avenue

Punta Gorda ATMs

Toledo Teachers Credit Union

  • Queen Street
  • Super 1 Center/Bella Vista Village

San Pedro ATMs

Heritage Bank Ltd.

  • 33 Barrier Reef

St. Francis Xavier Credit Union

  • Pescador Drive

Richies Supermarket

  • Corner of Pescador Drive & Laguna Drive

Island City Supermarket

  • Corner of Sea Grape & Coconut Drive

Captain Morgan Resort

  • Captain Morgan Resort

Caye Caulker ATMs

St. Francis Xavier Credit Union

  • Avenida Langosta

Caye Caulker Shopping Mart

  • Corner of Calle Aguado and Playa Asuncion

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